Mar
8
Mortgage Lenders Must Live on a Planet With an Argon Atmosphere
March 8, 2007 |
So, umm, yeah. Scheduled to close tomorrow at 11 and still no final green light on the mortgage end. Many reassurances that everything will process by then, but no guarantees. This is despite the fact that I dumped all the documentation that they’d need and a +800 credit score in their lap more than a month ago. Seems like you could nail everything down before the absolute last minute, but apparently not.
This is the part of the process that I’ve never been able to understand. Yeah, it’s a relatively large sum of money involved that I’m borrowing, but good lord, does it really have to be this hard? I could almost pay cash for the house, have excellent credit, and a pretty tiny debt to income ratio. With a month to make it happen, it seems like, umm, it should have happened before the absolute last minute.
To be fair, I’m all sorts of stressed and freaked out right now, for the silliest of reasons, as our pet rat (which is basically a surrogate child; yeah, yeah, I know, completely and utterly weird, deal with it) is all sorts of sick, with pneumonia, and barely hanging in there. So forgive me, mortgage lender gods, for spaking ill of you in my time of stress and need. Obviously your job is massively more complicated than such a mere mortal as I can understand, so forgive me my transgressions.
